October 27, 2009

Brothers and Sisters

We want to share with you some really exciting news about the changes to the

Local 1014 Health Plan. Due

were unable to announce all of the outstanding enhancements to our health plan

in the "Choices" material including our historic orthodontia and "excess" dental

benefits. However, we persevered, fought and eventually won gains in our

medical premium contributions and expanded health trust benefits! Here are the

enhancements:

• A new $2,000 lifetime orthodontia benefit not only for your children,

but for you and your spouse as well.

• A new "excess" dental benefit of up to $1,000 per person per year to

pay for eligible dental expenses that exceed the Delta Dental annual

maximum.

• New and improved We1lness and Disease Prevention benefits for you and

your family including:

o An increase in the annual Wellness Benefit from $550 to $600

o Reimbursement for all medically necessary immunizations

through the Wellness Benefit, regardless of age. Reimbursement

for all flu shots has been made retroactive to September 1, 2009.

o $250 per year for a smoking cessation program

o A reduction in the eligibility requirement for the Medically

Managed Weight loss program, making it available to more

members

o Reimbursement for instruction for self-care and disease

management for newly diagnosed diabetics up to $250

• An improved acupuncture benefit that will provide reimbursement at 90%

of the Anthem Blue Cross rate in-network after the annual deductible is

satisfied.

• An increase in the out-of-network benefit for both chiropractic and

acupuncture that will provide reimbursement of 70% of the reasonable

and customary fee after the annual deductible is satisfied.

• Improved mental health and substance abuse benefits that no longer limit

the number of outpatient visits or inpatient days for medically necessary

care.